The small print

Terms & conditions

By visiting this website or buying a product you agree to these terms. If you don’t agree, please don’t use the site.

1. Digital products and delivery

All products are digital downloads delivered electronically after payment. Nothing is shipped. You are responsible for having suitable software, devices and a printer where needed; the format details on each product page describe what is included.

2. Licence

When you buy a product you receive a personal, non-exclusive, non-transferable licence to use the files for yourself and your household (and, for printable products, to print as many copies as you need for that purpose).

3. What you may not do

Resell, share, give away, upload or redistribute the files, in whole or in part;
Claim the products as your own work or remove our branding or copyright notices;
Use the files in anything you sell, or in any other commercial way, unless the product page says this is allowed;
Use the products to train AI or machine-learning systems.

4. Intellectual property

All designs, text and files remain the property of SparkleMinds. Buying a product does not transfer ownership of the copyright.

5. Prices and payments

Prices are shown in US dollars and may change at any time. Payments are processed by a third-party payment provider; we do not store your card details. Taxes may be added at checkout where required.

6. No refunds

Because products are delivered instantly, all sales are final. Please read our refund policy for the limited cases where we will help.

7. General information only

Our planners, trackers and templates are organizational tools. They are not professional financial, legal, career, educational or medical advice, and we can’t guarantee any particular result from using them.

8. Limitation of liability

To the fullest extent permitted by law, SparkleMinds is not liable for indirect or consequential losses arising from your use of the site or products, and our total liability for any claim is limited to the amount you paid for the product concerned.

9. Changes to these terms

We may update these terms from time to time. The version on this page is the one that applies when you buy.

10. Governing law

These terms are governed by the laws of the place where SparkleMinds is established, without affecting any mandatory consumer rights you have where you live.

11. Contact

Questions about these terms? Email graptem@gmail.com.

Last updated: November 12, 2026